UPSTUpstart Holdings, Inc.

$30.45

Is the price fair?

What UPST's price assumes

Upstart Holdings, Inc. trades at 80.1× earnings against 13.8× for the median Credit Services name, more expensive than its own group.

80.1

Trailing P/E · Credit Services median 13.8 · 5.79× the median: the market pays up for this one

Price / sales
2.18

Price / sales · as of 2026-Q1

Price / book
3.39

Price / book · as of 2026-Q1

Details
Price / book2026-Q1
3.39
Financial Services median P/E375 names
14.1
Credit Services median P/E29 names
13.8
Market capitalisation
$3.10B

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.