UPSTUpstart Holdings, Inc.

$24.08-65% 1Y

Is it safe?

Mixed

Nothing alarming, nothing pristine: insiders quiet and big price swings.

1 to watch, 1 neutral, 4 without data
Insider conviction-$3.1MSEC EDGAR · Oct 8, 2026

Insiders were net sellers (-$3.1M, 90 days to Oct 8, 2026), selling is often routine.

Drawdown risk84% volderived · Oct 9, 2026

Large price swings, high volatility. Worst drawdown -97% · now 63% below its 52-week high.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybottom 9% of the market
Max drawdownbottom 4% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can UPST take a bad year?

The deepest fall in UPST's price history on file is −97%; it is 63% below its high today.

−97%

Worst drawdown on file · −63% today

Annualised volatility
84%

Annualised volatility · three times the market's own swing

Details›
Annualised volatilitytwo years of daily moves
84%
Worst drawdown on file
−97%
Below its 52-week high
63%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.

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