JCAPJefferson Capital, Inc.

$21.22

Price

$21.22+30%1Y
1M+11%1Y+30%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Top tier
10/10
Value95
Quality88
Momentum68
Growth58
Strongest Value, weakest Growth · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

The accompanying combined and consolidated financial statements include the combined and consolidated results of operations of Jefferson Capital, Inc., and its subsidiaries (the “Company”). Jefferson Capital, Inc. is a Delaware corporation headquartered in Minneapolis, Minnesota. The Company and its subsidiaries in the U.S., Canada, the U.K and Latin America, provide debt recovery solutions and other related services across a broad range of consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables.

In the company’s own words · 10-K filed Mar 13, 2026 · SEC EDGAR

P/E (TTM)-
Market Cap$1.01B
1Y Return+30%
5Y Return-

Business segments

Q1 2026 · $176.4M

The company’s own SEC segment disclosure.

  • United States$129.7M74%
  • Canada$17.6M10%
  • United Kingdom$17.1M10%
  • Latin America$12.0M7%

Jefferson Capital, Inc. (JCAP) reported revenue of $176M in Q1 2026 (quarter ended March 31, 2026), up 14% from the same quarter a year earlier. That came with net income of $38M (21% of revenue). For the full year FY2025, revenue was $613M (+42% year on year) and net income $188M. Its largest segment in 2026-Q1 was United States at $130M, 74% of the disclosed total, just ahead of Canada at 10.0%.

Raw charts

6 series · TTM

As reported to the SEC, without any scoring.