JCAPJefferson Capital, Inc.
Price
+15%1YEnd-of-day closes, not the intraday tick.
A mixed picture: the questions disagree
Quality shaky, nothing alarming, the market undecided.
The accompanying combined and consolidated financial statements include the combined and consolidated results of operations of Jefferson Capital, Inc., and its subsidiaries (the “Company”). Jefferson Capital, Inc. is a Delaware corporation headquartered in Minneapolis, Minnesota. The Company and its subsidiaries in the U.S., Canada, the U.K and Latin America, provide debt recovery solutions and other related services across a broad range of consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables.
In the company’s own words · 10-K filed Mar 13, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Jefferson Capital, Inc. (JCAP) reported revenue of $178M in Q2 2026 (quarter ended Jun 30, 2026), up 16% from the same quarter a year earlier. That came with net income of $41M (23% of revenue). For the full year FY2025, revenue was $613M (+42% year on year) and net income $188M. Its largest segment in Q2 2026 was United States at $129M, 72% of the disclosed total, well ahead of Canada at 12%. The next results filing is expected around Nov 12, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Aug 21, 2026On August 20, 2026, Jefferson Capital Holdings, LLC (the “Issuer”), an indirect wholly-owned subsidiary of Jefferson Capital, Inc. (the “Company”) issued $100 million aggregate principal amount of 8.250% Senior Notes due 2030 (the “Add-On Notes”), pursuant to an indenture, dated as of May 2, 2025 (the “Existing …Material agreement entered · Form 8-K
- Aug 18, 2026On August 18, 2026, Jefferson Capital, Inc. (the “Company”) issued a press release regarding the proposed offering by its indirect wholly-owned subsidiary, Jefferson Capital Holdings, LLC (the “Issuer”), of $100 million aggregate principal amount of 8.250% senior notes due 2030 (the “Add-On Notes”)Other event · Form 8-K
- Aug 13, 2026Jefferson Capital Reports Second Quarter 2026 Results.Earnings release · press release
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Jun 2026 · $177.5MThe company’s own SEC segment disclosure.
- United States$128.5M72%
- Canada$20.5M12%
- United Kingdom$16.6M9%
- Latin America$11.8M7%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
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