ATLCAtlanticus Holdings Corporation

$92.80

Price

$92.80+87%1Y
1M-3.2%1Y+87%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Top tier
10/10
Value40
Quality93
Momentum97
Growth94
Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

Atlanticus is a financial technology company powering more inclusive financial solutions for Everyday Americans. We leverage data, analytics, and innovative technology to unlock access to financial solutions for the millions of Americans who would otherwise be underserved. We provide technology and other support services to lenders who offer an array of financial products and services to consumers. Both private label and general purpose card products are originated by The Bank of Missouri, WebBank and First Bank and Trust (collectively, our “bank partners”).

In the company’s own words · 10-K filed Mar 12, 2026 · SEC EDGAR

P/E (TTM)13.8
Market Cap$1.51B
1Y Return+87%
5Y Return+111%

Business segments

Q2 2026 · $151.7M

The company’s own SEC segment disclosure.

  • Merchant Fees$55.4M37%
  • Other$48.1M32%
  • Service Charges And Other Customer Related Fees Other$22.0M14%
  • Interchange Revenues Other$15.1M10%
  • Servicing Income Other$11.1M7%

Atlanticus Holdings Corporation (ATLC) reported revenue of $680M in Q1 2026 (quarter ended March 31, 2026), up 97% from the same quarter a year earlier. That came with a gross margin of 93% and net income of $44M (6.5% of revenue). For the full year FY2025, revenue was $1.97B (+50% year on year) and net income $122M. Its largest product in 2026-Q2 was Merchant Fees at $55M, 37% of the disclosed total, just ahead of Other at 32%.

Raw charts

11 series · TTM

As reported to the SEC, without any scoring.