ATLCAtlanticus Holdings Corporation
Price
+33%1YEnd-of-day closes, not the intraday tick.
A mixed picture: the questions disagree
Quality mixed, a flag to check, demanding price, growing in the filings, the market undecided.
Atlanticus is a financial technology company powering more inclusive financial solutions for Everyday Americans. We leverage data, analytics, and innovative technology to unlock access to financial solutions for the millions of Americans who would otherwise be underserved. We provide technology and other support services to lenders who offer an array of financial products and services to consumers. Both private label and general purpose card products are originated by The Bank of Missouri, WebBank and First Bank and Trust (collectively, our “bank partners”).
In the company’s own words · 10-K filed Mar 12, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Atlanticus Holdings Corporation (ATLC) reported revenue of $744M in Q2 2026 (quarter ended Jun 30, 2026), up 89% from the same quarter a year earlier. That came with a gross margin of 92% and net income of $50M (6.7% of revenue). For the full year FY2025, revenue was $1.97B (+50% year on year) and net income $122M. Its largest product in Q2 2026 was Merchant Fees at $55M, 37% of the disclosed total, just ahead of Other at 32%.
What the company said
The company's own words from its current reports to the SEC, newest first
- Oct 6, 2026On September 30, 2026, Atlanticus Holdings Corporation (the “Company”), through its subsidiary Mercury Financial, LLC, completed the sale and assignment of the MERCURY word mark and certain related intellectual property rights to an unaffiliated third party for $27.5 million in cash.Other event · Form 8-K
- Sep 17, 2026On September 17, 2026, Atlanticus Holdings Corporation, a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, announced that it completed the sale of its CAR Auto Finance operations to an unaffiliated third …Other event · Form 8-K
- Sep 17, 2025On September 11, 2025, Mercury Finance Acquisitions, LLC, a Georgia limited liability company (the “Purchaser”), and wholly-owned subsidiary of Atlanticus Holdings Corporation (the “Company”), entered into a Membership Interest Purchase Agreement (the “Purchase Agreement”) with Mercury Financial Intermediate LLC, a …Material agreement entered · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Jun 2026 · $151.7MThe company’s own SEC segment disclosure.
- Merchant Fees$55.4M37%
- Other$48.1M32%
- Service Charges And Other Customer Related Fees Other$22.0M14%
- Interchange Revenues Other$15.1M10%
- Servicing Income Other$11.1M7%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
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