ATLCAtlanticus Holdings Corporation
$93.75+33% 1Y
$93.75
$47.9652 weeks$111.28
The financials
Atlanticus Holdings Corporation by the numbers
Atlanticus Holdings Corporation (ATLC) reported revenue of $744M in Q2 2026 (quarter ended Jun 30, 2026), up 89% from the same quarter a year earlier. That came with a gross margin of 92% and net income of $50M (6.7% of revenue). For the full year FY2025, revenue was $1.97B (+50% year on year) and net income $122M. Its largest product in Q2 2026 was Merchant Fees at $55M, 37% of the disclosed total, just ahead of Other at 32%.
| Income statement | Q2 2026 | Q2 2025 | Change |
|---|---|---|---|
| Revenue | $744M | $394M | +89% |
| Gross profit | $686M | $360M | +91% |
| Operating income | $529M | $278M | +90% |
| Net income | $50M | $31M | +63% |
| Diluted EPS | $2.50 | $1.51 | +66% |
| Product | Revenue | Share |
|---|---|---|
| Merchant Fees | $55M | 37% |
| Other | $48M | 32% |
| Service Charges And Other Customer Related Fees Other | $22M | 14% |
| Interchange Revenues Other | $15M | 9.9% |
| Servicing Income Other | $11M | 7.3% |
Business segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Jun 2026Total $151.7M (+36%)
Interchange Revenues Other grew +152% year on yearMerchant Fees -11% year on year
Segment Latestquarter on quarteryear on year
- Merchant Fees$55.4M$55.4Mquarter on quarter +72%year on year -11%+72%-11%
- Other$48.1M$48.1Mquarter on quarter +22%year on year +109%+22%+109%
- Service Charges And Other Customer Related Fees Other$22.0M$22.0Mquarter on quarter +9.3%year on year +89%+9.3%+89%
- Interchange Revenues Other$15.1M$15.1Mquarter on quarter +39%year on year +152%+39%+152%
- Servicing Income Other$11.1M$11.1Mquarter on quarter +31%year on year +104%+31%+104%
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