ATLCAtlanticus Holdings Corporation
Is the price fair?
At the top of its own P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
Expensive vs its own history: P/E 12.2 vs a 7.0 median over 30 quarters (+75% vs median).
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What ATLC's price assumes
Atlanticus Holdings Corporation trades at 12.2× earnings against 12.2× for the median Credit Services name, cheaper than its own group.
Trailing P/E · Credit Services median 12.2 · cheaper than the typical name in its group
- Price / sales
- 0.78
Price / sales · as of 2026-Q2
- Price / book
- 2.96
Price / book · as of 2026-Q2
- EV / sales
- 0.57
EV / sales
Details›
- Price / bookas of 2026-Q2
- 2.96
- EV / EBITas of 2026-Q2
- 0.79
- EV / salesas of 2026-Q2
- 0.57
- Financial Services median P/E625 names
- 12.1
- Credit Services median P/E35 names
- 12.2
- Market capitalisation
- $1.64B
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $42.27 |
| Its own P/E history, median | $53.69 |
| Its own P/E history, upper quartile | $72.40 |
| 52-week range | $47.96 – $111.28 |
| Today | $93.75 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Credit Services
The closest names by size in the same industry