ATLCAtlanticus Holdings Corporation

$93.75+33% 1Y

Is the business good?

Mixed

The checks split: nothing decisive, though returns that lean on debt.

1 to watch, 1 neutral, 2 without data
Margin direction, 3 years+0.9 pts

Profits are tracking sales roughly one-for-one, limited operating leverage either way.

Where ROE comes from11.6× leverage

Leverage-amplified, a high assets-to-equity ratio does much of the work. ROE 21% = margin × turnover × leverage.

All from derived.

Where this answer is blind. The F-score rewards improvement, so an already-elite company can score mid-pack.