UPSTUpstart Holdings, Inc.

$24.08-65% 1Y

The financials

Upstart Holdings, Inc. by the numbers

Upstart Holdings, Inc. (UPST) reported revenue of $365M in Q2 2026 (quarter ended Jun 30, 2026), up 42% from the same quarter a year earlier. That came with net income of $17M (4.5% of revenue). For the full year FY2025, revenue was $1.04B (+64% year on year) and net income $54M. Its largest product in Q3 2023 (quarter ended Sep 30, 2023) was Platform And Referral Fees Net at $112M, 71% of the disclosed total, well ahead of Servicing Fees Net at 22%. The next results filing is expected around Nov 3, 2026, the same week as a year ago.

Upstart Holdings, Inc. income statement, Q2 2026 against the same quarter a year earlier
Income statementQ2 2026Q2 2025Change
Revenue$365M$257M+42%
Operating income$15M$4.5M+222%
Net income$17M$5.6M+195%
Diluted EPS$0.16$0.05+220%
Revenue by product, Q3 2023 (quarter ended Sep 30, 2023), as reported to the SEC · segment disclosure runs one filing behind the income statement
ProductRevenueShare
Platform And Referral Fees Net$112M71%
Servicing Fees Net$34M22%
Borrower Fees$7.2M4.5%
Collection Agency Fees$4.0M2.5%

Business segments

Revenue split by product segment, from SEC XBRL filings.

Latest period: Jun 2026Total $0.00
  • Origination Fees$0.00year on year n/a
Segment sum = 0% of reported consolidated revenue (partial disaggregation) · Latest source: 10-Q filed Aug 4, 2026, SEC EDGAR
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