The financials
Jefferson Capital, Inc. by the numbers
Jefferson Capital, Inc. (JCAP) reported revenue of $176M in Q1 2026 (quarter ended March 31, 2026), up 14% from the same quarter a year earlier. That came with net income of $38M (21% of revenue). For the full year FY2025, revenue was $613M (+42% year on year) and net income $188M. Its largest segment in 2026-Q1 was United States at $130M, 74% of the disclosed total, just ahead of Canada at 10.0%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $176M | $155M | +14% |
| Operating income | $80M | $89M | −10% |
| Net income | $38M | $64M | −41% |
| Diluted EPS | $0.61 | $61.50 | −99% |
| Operating | Revenue | Share |
|---|---|---|
| United States | $130M | 74% |
| Canada | $18M | 10.0% |
| United Kingdom | $17M | 9.7% |
| Latin America | $12M | 6.8% |
Business Segments
Revenue split by operating segment, from SEC XBRL filings.
Latest period: Q1 2026Total $176.4M (+17%)
United Kingdom grew +65% year on yearCanada -0.22% year on year
Segment Latestquarter on quarteryear on year
- United States$129.7M$129.7MQoQ +17%year on year +11%+17%+11%
- Canada$17.6M$17.6MQoQ +4.3%year on year -0.22%+4.3%-0.22%
- United Kingdom$17.1M$17.1MQoQ +28%year on year +65%+28%+65%
- Latin America$12.0M$12.0MQoQ +29%year on year +20%+29%+20%
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