SYFSynchrony Financial

$72.80-3.7% 1Y

What is the market doing?

Mixed

No clear lean: rangebound and insiders net selling (often routine).

3 neutral
TrendRangeboundderived · Oct 9, 2026

Rangebound, no clear trend. Price is −2% vs its 200-day average.

Insider conviction−$847K (90 days to Oct 9, 2026)SEC EDGAR · Oct 9, 2026

Insiders were net sellers over the 90 days ending Oct 9, 2026; selling is often routine (taxes, diversification).

Short interest5.0% of sharesFINRA · Sep 30, 2026

Moderately shorted, settled Sep 30, 2026, about a week of normal trading to cover. Down 7.3% since the previous count, down from 5.2% of shares outstanding three months ago.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

1-year returnmiddle of the market
vs 200-day avgmiddle of the market

Where this answer is blind. Insider selling is often routine (taxes, diversification); only cluster buying is a strong tell.

How SYF is trading

Synchrony Financial is −3.7% over the past year while the S&P 500 is +18%: 22 points behind the market.

−3.7%

1-year return · S&P 500 +18%

vs 200-day average
−2.4%

vs 200-day average · below trend, but not far

RSI (14)
42

RSI (14) · neutral

Below its 52-week high
17%

Below its 52-week high

Sep 17, 2024$41.27 – $87.76 · dashed line: 200-day averageOct 9, 2026
Details›
Last close2026-10-09
$72.80
1 monthS&P 500 +2.7%
−3.5%
1 yearS&P 500 +18%
−3.7%
5 yearsS&P 500 +88%
+66%
vs 50-day average$76.34
−4.6%
52-week high
$87.76
52-week low
$63.52
Annualised volatility
37%
Calendar-year price return
YearReturn
2026 (year to date)−12%
2025+31%
2024+74%
2023+20%
2022−27%
2021+36%
2020−0.08%
2019+57%
2018−38%
2017+8.3%
Average return by calendar month, 2016–2026
MonthYearsPositiveAverage
Jan105 of 10+1.5%
Feb105 of 10−0.15%
Mar102 of 10−10%
Apr107 of 10+4.0%
May107 of 10+2.4%
Jun108 of 10+3.6%
Jul119 of 11+3.5%
Aug116 of 11+1.9%
Sep114 of 11−2.3%
Oct117 of 11+3.0%
Nov108 of 10+9.6%
Dec106 of 10+2.6%

End-of-day closes from IEX; the S&P 500 comparison uses SPY over the same window. Prices are a reference point, not a basis for trading decisions.