SOFISoFi Technologies, Inc.

$18.84

Price

$18.84-15%1Y
1M+13%1Y-15%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Below average
4/10
Value51
Quality21
Momentum55
Growth89
Strongest Growth, weakest Quality · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

We are a mission driven company designed to help our members achieve financial independence in order to realize their ambitions. To us, financial independence does not mean being wealthy, but rather represents the ability of our members to have the financial means to achieve their personal objectives at each stage of life, such as owning a home, having a family, or having a career of their choice — more simply stated, to have enough money to do what they want.

In the company’s own words · 10-K filed Feb 17, 2026 · SEC EDGAR

P/E (TTM)41.9
Market Cap$22.97B
1Y Return-15%
5Y Return+20%

Business segments

Q1 2026 · $129.5M

The company’s own SEC segment disclosure.

  • Technology Services$48.8M38%
  • Interchange$35.2M27%
  • Referrals Loan Platform$19.3M15%
  • Brokerage$15.1M12%
  • Financial Service Other$6.0M5%
  • Referrals Other$3.8M3%
  • Other (2)$1.4M1%

SoFi Technologies, Inc. (SOFI) reported revenue of $1.10B in Q1 2026 (quarter ended March 31, 2026), up 43% from the same quarter a year earlier. That came with net income of $167M (15% of revenue). For the full year FY2025, revenue was $3.61B (+35% year on year) and net income $481M. Its largest product in 2026-Q1 was Technology Services at $49M, 38% of the disclosed total, just ahead of Interchange at 27%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.