The financials
SoFi Technologies, Inc. by the numbers
SoFi Technologies, Inc. (SOFI) reported revenue of $1.10B in Q1 2026 (quarter ended March 31, 2026), up 43% from the same quarter a year earlier. That came with net income of $167M (15% of revenue). For the full year FY2025, revenue was $3.61B (+35% year on year) and net income $481M. Its largest product in 2026-Q1 was Technology Services at $49M, 38% of the disclosed total, just ahead of Interchange at 27%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $1.10B | $772M | +43% |
| Net income | $167M | $71M | +134% |
| Diluted EPS | $0.12 | $0.06 | +100% |
| Product | Revenue | Share |
|---|---|---|
| Technology Services | $49M | 38% |
| Interchange | $35M | 27% |
| Referrals Loan Platform | $19M | 15% |
| Brokerage | $15M | 12% |
| Financial Service Other | $6.0M | 4.6% |
| Referrals Other | $3.8M | 2.9% |
| Crypto Service | $852K | 0.7% |
| Technology Platform Other | $558K | 0.4% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q1 2026Total $129.5M (-17%)
Financial Service Other grew +245% year on yearTechnology Services -43% year on year
Segment Latestquarter on quarteryear on year
- Technology Services$48.8M$48.8MQoQ -45%year on year -43%-45%-43%
- Interchange$35.2M$35.2MQoQ +21%year on year +54%+21%+54%
- Referrals Loan Platform$19.3M$19.3MQoQ +7.1%year on year -2.1%+7.1%-2.1%
- Brokerage$15.1M$15.1MQoQ +23%year on year +116%+23%+116%
- Financial Service Other$6.0M$6.0MQoQ +45%year on year +245%+45%+245%
- Referrals Other$3.8M$3.8MQoQ +1.7%year on year +48%+1.7%+48%
- Crypto Service$852.0K$852.0KQoQ -year on year ---
- Technology Platform Other$558.0K$558.0KQoQ -65%year on year -12%-65%-12%
Credit Services
Ranks #23 of 26 by Smart Score