AFRMAffirm Holdings, Inc.

$76.45

Price

$76.45-3.2%1Y
1M+7.3%1Y-3.2%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Average
6/10
Value41
Quality49
Momentum64
Growth83
Strongest Growth, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

For merchants, Affirm’s commerce solutions help drive growth by enhancing demand generation and consumer acquisition. Our platform is explicitly designed and engineered to integrate with a wide range of merchants. This is a point of differentiation for us, as we can accommodate and partner with merchants to serve their payment needs across a wide variety of industries, transactions, average order values (“AOV”), and consumer profiles.

In the company’s own words · 10-K filed Aug 28, 2025 · SEC EDGAR

P/E (TTM)69.5
Market Cap$24.76B
1Y Return-3.2%
5Y Return+18%

Business segments

Q1 2026 · $334.5M

The company’s own SEC segment disclosure.

  • Merchant Network$268.0M80%
  • Virtual Card Network$66.5M20%

Affirm Holdings, Inc. (AFRM) reported revenue of $1.04B in Q3 2026 (quarter ended March 31, 2026), up 33% from the same quarter a year earlier. That came with net income of $103M (9.9% of revenue). For the full year FY2025, revenue was $3.22B (+39% year on year) and net income $52M. Its largest product in 2026-Q1 was Merchant Network at $268M, 80% of the disclosed total, just ahead of Virtual Card Network at 20%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.