AFRMAffirm Holdings, Inc.
Price
-12%1YEnd-of-day closes, not the intraday tick.
More going right than wrong
Quality mixed, nothing alarming, growing in the filings, the market undecided.
For merchants, Affirm’s commerce solutions help drive growth by enhancing demand generation and consumer acquisition. Our platform is explicitly designed and engineered to integrate with a wide range of merchants. This is a point of differentiation for us, as we can accommodate and partner with merchants to serve their payment needs across a wide variety of industries, transactions, average order values (“AOV”), and consumer profiles.
In the company’s own words · 10-K filed Aug 28, 2025 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Affirm Holdings, Inc. (AFRM) reported revenue of $1.17B in Q4 2026 (quarter ended Jun 30, 2026), up 33% from the same quarter a year earlier. That came with net income of $1.62B (139% of revenue). For the full year FY2026, revenue was $4.26B (+32% year on year) and net income $1.93B. Its largest product in Q4 2026 was Merchant Network at $302M, 78% of the disclosed total, well ahead of Virtual Card Network at 22%. The next results filing is expected around Nov 5, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Aug 27, 2026On August 25, 2026, the Board of Directors (the “Board”) of the Company appointed Michael Linford to serve as President of the Company, effective August 27, 2026.Earnings release · Form 8-K
- Jun 25, 2026On June 18, 2026, Affirm Holdings, Inc. (the “Company”), a Nevada corporation, and Affirm, Inc. (the “Borrower”), a Delaware corporation and wholly-owned subsidiary of the Company, as borrower, entered into Amendment No. 4 to the Revolving Credit Agreement (the “Amended Credit Agreement”) with the lenders party …Material agreement entered · Form 8-K
- Jan 16, 2026Grant of Annual Equity Award to Founder and Chief Executive Officer On January 13, 2026, at the recommendation of its Compensation Committee (the “Committee”), the Board of Directors of Affirm Holdings, Inc. (the “Company”) approved the grant of an equity award under the Company’s Amended and Restated 2012 Stock Plan …Director or officer change · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Q4 2026 · $387.5MThe company’s own SEC segment disclosure.
- Merchant Network$302.4M78%
- Virtual Card Network$85.2M22%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
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