SYFSynchrony Financial

$72.80-3.7% 1Y

Is the price fair?

Mixed

In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 neutral, 2 without data
Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 7.4 vs a 7.0 median over 41 quarters (+6% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)top 4% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What SYF's price assumes

Synchrony Financial trades at 7.44× earnings against 12.2× for the median Credit Services name, cheaper than its own group.

7.44

Trailing P/E · Credit Services median 12.2 · cheaper than the typical name in its group

Price / sales
1.36

Price / sales · as of 2026-Q2

Price / book
1.51

Price / book · as of 2026-Q2

EV / sales
1.37

EV / sales

Details›
Price / bookas of 2026-Q2
1.51
EV / salesas of 2026-Q2
1.37
Financial Services median P/E625 names
12.1
Credit Services median P/E35 names
12.2
Market capitalisation
$25.7B
What the market has paid for these earnings: 41 quarters of its own multiple × $9.78 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$55.73
Its own P/E history, median$68.47
Its own P/E history, upper quartile$86.93
52-week range$63.52 – $87.76
Today$72.80

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.