$55.50-18% 1Y

Is the price fair?

Good

Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 good, 2 without data
Vs its own P/E rangecheapest in 40 quartersderived

Cheap vs its own history: P/E 10.4 vs a 41.2 median over 40 quarters (−75% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)better than 89% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What PYPL's price assumes

PayPal trades at 10.4× earnings against 12.2× for the median Credit Services name, cheaper than its own group.

10.4

Trailing P/E · Credit Services median 12.2 · cheaper than the typical name in its group

Price / sales
1.23

Price / sales · as of 2026-Q1

Price / book
2.07

Price / book · as of 2026-Q1

EV / sales
1.23

EV / sales

Details›
Price / bookas of 2026-Q1
2.07
EV / EBITas of 2026-Q1
6.90
EV / salesas of 2026-Q1
1.23
Financial Services median P/E625 names
12.1
Credit Services median P/E35 names
12.2
Market capitalisation
$37.5B
PYPL has re-rated away from its own history, so multiplying the old multiple by today's earnings prices a full reversal, not the business
MethodPer share
What its own history would implynot meaningful, 10.4× today against a 41.2× median
52-week range$38.83 – $75.48
Today$55.50

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.