ENVAEnova International, Inc.

$178.05+41% 1Y

Is the price fair?

Mixed

In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 neutral, 2 without data
Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 13.2 vs a 11.0 median over 37 quarters (+20% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)better than 77% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What ENVA's price assumes

Enova International, Inc. trades at 13.2× earnings against 12.2× for the median Credit Services name, more expensive than its own group.

13.2

Trailing P/E · Credit Services median 12.2 · 1.08× the median: the market pays up for this one

Price / sales
1.69

Price / sales · as of 2026-Q2

Price / book
3.89

Price / book · as of 2026-Q2

EV / sales
3.11

EV / sales

Details›
Price / bookas of 2026-Q2
3.89
EV / salesas of 2026-Q2
3.11
Financial Services median P/E625 names
12.1
Credit Services median P/E35 names
12.2
Market capitalisation
$5.51B
What the market has paid for these earnings: 37 quarters of its own multiple × $13.48 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$116.23
Its own P/E history, median$148.38
Its own P/E history, upper quartile$183.15
52-week range$104.01 – $265.55
Today$178.05

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.