CACCCredit Acceptance Corporation

$547.86+8.0% 1Y

Price

+8.0%1Y

End-of-day closes, not the intraday tick.

Cheap for a reason: check quality first

Quality shaky, nothing alarming, undemanding price, growth steady, the market undecided.

What they do

Without our financing programs, consumers are often unable to purchase vehicles or they purchase unreliable ones. Further, as we report to the three national credit reporting agencies, an important ancillary benefit of our programs is that we provide consumers with an opportunity to improve their lives by improving their credit score and move on to more traditional sources of financing. Credit Acceptance was founded in 1972 to collect retail installment contracts (referred to as “Consumer Loans”) originated by automobile dealerships owned by Donald Foss, our founder.

In the company’s own words · 10-K filed Feb 13, 2026 · SEC EDGAR

P/E12.1
Market value$6.52B
1 year+8.0%
5 years-9.7%

Charts

As reported to the SEC, without any scoring.

Credit Acceptance Corporation (CACC) reported revenue of $587M in Q2 2026 (quarter ended Jun 30, 2026), up 0.6% from the same quarter a year earlier. That came with net income of $136M (23% of revenue). For the full year FY2025, revenue was $2.32B (+7.2% year on year) and net income $424M. The next results filing is expected around Oct 29, 2026, the same week as a year ago.

What the company said

The company's own words from its current reports to the SEC, newest first

  1. Sep 21, 2026The information set forth below under.Material agreement entered · Form 8-K
  2. Sep 18, 2026On September 17, 2026, Credit Acceptance Corporation (the “Company”, “Credit Acceptance”, “we”, “our” or “us”) entered into separate consent judgments (collectively, the “Agreements”) with the office of the attorney general (the “attorney general”) of 40 states (Alabama, Alaska, Arizona, Arkansas, California …Material agreement entered · Form 8-K
  3. Sep 4, 2026On September 3, 2026, Credit Acceptance Corporation (referred to as the “Company,” “Credit Acceptance,” “we,” “our” or “us”) entered into a separation agreement and general release (the “Separation Agreement”) with Jay D. Martin, the Company’s former Chief Financial Officer, who had been serving as an employee advisor …Director or officer change · Form 8-K

Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.

Why these answers

Each answer with the checks it was read from. Open one for the numbers.

9/19 checks · as of Oct 9, 2026

Conflicts between checks are named, never averaged, and thin data says so.