ENVAEnova International, Inc.
Price
+41%1YEnd-of-day closes, not the intraday tick.
A mixed picture: the questions disagree
Quality shaky, nothing alarming, price roughly fair, growing in the filings, the market undecided.
We are a leading technology and analytics company focused on providing online financial services. In 2025, we extended approximately $7.8 billion in credit or financing to borrowers. As of December 31, 2025, we offered or arranged loans or draws on lines of credit to consumers in 37 states in the United States and Brazil. We also offered or arranged financing to small businesses in 49 states and Washington D.C. in the United States.
In the company’s own words · 10-K filed Feb 20, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Enova International, Inc. (ENVA) reported revenue of $929M in Q2 2026 (quarter ended Jun 30, 2026), up 22% from the same quarter a year earlier. That came with a gross margin of 61% and net income of $105M (11% of revenue). For the full year FY2025, revenue was $3.15B (+19% year on year) and net income $308M. Its largest region in Q2 2026 was United States at $904M, 97% of the disclosed total, well ahead of Non Us at 2.7%. The next results filing is expected around Oct 22, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Sep 25, 2026Asset-Backed Securitization Facility On September 25, 2026, OnDeck Asset Securitization IV, LLC (“ODAS IV”), a wholly-owned indirect subsidiary of Enova International, Inc. (the “Company”), issued $500,026,000 initial principal amount of Fixed Rate Asset Backed Notes (the “Series 2026-1 Notes”) in a securitization …Material agreement entered · Form 8-K
- Sep 17, 2026HWCR 2023 Securitization Facility On September 17, 2026, HWC Receivables 2023, LLC (“HWCR 2023”), a wholly-owned indirect subsidiary of Enova International, Inc. (the “Company”), amended its existing revolving receivables facility (the “HWCR 2023 Securitization Facility”) by entering into that certain Omnibus …Material agreement entered · Form 8-K
- Sep 15, 2026Delinquencies and Net Charge-Offs.Regulation FD disclosure · press release
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Jun 2026 · $928.9MThe company’s own SEC segment disclosure.
- United States$903.6M97%
- Non Us$25.3M3%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
Credit Services
The closest names by size in the same industry