ENVAEnova International, Inc.

$236.56

Price

$236.56+130%1Y
1M+8.5%1Y+130%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Top tier
9/10
Value28
Quality90
Momentum97
Growth68
Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

We are a leading technology and analytics company focused on providing online financial services. In 2025, we extended approximately $7.8 billion in credit or financing to borrowers. As of December 31, 2025, we offered or arranged loans or draws on lines of credit to consumers in 37 states in the United States and Brazil. We also offered or arranged financing to small businesses in 49 states and Washington D.C. in the United States.

In the company’s own words · 10-K filed Feb 20, 2026 · SEC EDGAR

P/E (TTM)19.2
Market Cap$5.04B
1Y Return+130%
5Y Return+640%

Business segments

Q1 2026 · $875.1M

The company’s own SEC segment disclosure.

  • US$851.5M97%
  • Non Us$23.6M3%

Enova International, Inc. (ENVA) reported revenue of $875M in Q1 2026 (quarter ended March 31, 2026), up 17% from the same quarter a year earlier. That came with a gross margin of 60% and net income of $91M (10% of revenue). For the full year FY2025, revenue was $3.15B (+19% year on year) and net income $308M. Its largest region in 2026-Q1 was US at $852M, 97% of the disclosed total, just ahead of Non Us at 2.7%.

Raw charts

10 series · TTM

As reported to the SEC, without any scoring.