The financials
Enova International, Inc. by the numbers
Enova International, Inc. (ENVA) reported revenue of $875M in Q1 2026 (quarter ended March 31, 2026), up 17% from the same quarter a year earlier. That came with a gross margin of 60% and net income of $91M (10% of revenue). For the full year FY2025, revenue was $3.15B (+19% year on year) and net income $308M. Its largest region in 2026-Q1 was US at $852M, 97% of the disclosed total, just ahead of Non Us at 2.7%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $875M | $746M | +17% |
| Gross profit | $529M | $426M | +24% |
| Operating income | $207M | $172M | +20% |
| Net income | $91M | $73M | +25% |
| Diluted EPS | $3.46 | $2.69 | +29% |
| Geographic | Revenue | Share |
|---|---|---|
| US | $852M | 97% |
| Non Us | $24M | 2.7% |
Business Segments
Revenue split by geographic segment, from SEC XBRL filings.
Latest period: Q1 2026Total $875.1M (+9.0%)
Non Us grew +33% year on yearUS +17% year on year
Segment Latestquarter on quarteryear on year
- US$851.5M$851.5MQoQ +8.9%year on year +17%+8.9%+17%
- Non Us$23.6M$23.6MQoQ -year on year +33%-+33%
- Other International Countries--QoQ -year on year ---