CACCCredit Acceptance Corporation

$547.86+8.0% 1Y

Is the price fair?

Good

Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 good, 2 without data
Vs its own P/E rangecheaper than 76% of its own historyderived

Cheap vs its own history: P/E 12.1 vs a 13.4 median over 41 quarters (−10% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)better than 81% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What CACC's price assumes

Credit Acceptance Corporation trades at 12.1× earnings against 12.2× for the median Credit Services name, cheaper than its own group.

12.1

Trailing P/E · Credit Services median 12.2 · cheaper than the typical name in its group

Price / sales
2.87

Price / sales · as of 2026-Q2

Price / book
4.21

Price / book · as of 2026-Q2

EV / sales
5.03

EV / sales

Details›
Price / bookas of 2026-Q2
4.21
EV / salesas of 2026-Q2
5.03
Financial Services median P/E625 names
12.1
Credit Services median P/E35 names
12.2
Market capitalisation
$6.52B
What the market has paid for these earnings: 41 quarters of its own multiple × $45.37 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$552.59
Its own P/E history, median$608.97
Its own P/E history, upper quartile$667.82
52-week range$411.04 – $639.09
Today$547.86

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.