BFHBread Financial Holdings, Inc.

$100.61+60% 1Y

What is the market doing?

Mixed

No clear lean: rangebound and insiders net selling (often routine).

3 neutral
TrendRangeboundderived · Oct 9, 2026

Choppy, but holding above its 200-day average. Price is +15% vs its 200-day average.

Insider conviction−$296K (90 days to Oct 8, 2026)SEC EDGAR · Oct 8, 2026

Insiders were net sellers over the 90 days ending Oct 8, 2026; selling is often routine (taxes, diversification).

Short interest6.5% of sharesFINRA · Sep 15, 2026

Moderately shorted, settled Sep 15, 2026, about a week of normal trading to cover. Down 9.8% since the previous count, down from 8.2% of shares outstanding three months ago.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

1-year returnbetter than 85% of the market
vs 200-day avgbetter than 80% of the market

Where this answer is blind. Insider selling is often routine (taxes, diversification); only cluster buying is a strong tell.

How BFH is trading

Bread Financial Holdings, Inc. is +60% over the past year while the S&P 500 is +18%: 42 points ahead of the market.

+60%

1-year return · S&P 500 +18%

vs 200-day average
+15%

vs 200-day average · a clear uptrend

RSI (14)
35

RSI (14) · neutral

Below its 52-week high
11%

Below its 52-week high

Sep 18, 2024$39.49 – $113.24 · dashed line: 200-day averageOct 9, 2026
Details›
Last close2026-10-09
$100.61
1 monthS&P 500 +2.7%
−5.9%
1 yearS&P 500 +18%
+60%
5 yearsS&P 500 +88%
+47%
vs 50-day average$105.88
−5.0%
52-week high
$113.24
52-week low
$53.59
Annualised volatility
43%
Insider buying, net, 6 monthsForms 3/4/5 to 2026-10-08
−$1.1M
Calendar-year price return
YearReturn
2026 (year to date)+37%
2025+23%
2024+89%
2023−10%
2022−42%
2021+14%
2020−33%
2019−24%
2018−40%
2017+12%
Average return by calendar month, 2016–2026
MonthYearsPositiveAverage
Jan106 of 10+2.7%
Feb104 of 10+1.4%
Mar104 of 10−10.0%
Apr104 of 10+3.7%
May107 of 10+1.4%
Jun107 of 10+1.7%
Jul117 of 11+7.3%
Aug115 of 11−2.3%
Sep113 of 11−5.9%
Oct116 of 11−1.6%
Nov109 of 10+11%
Dec106 of 10+0.68%

End-of-day closes from IEX; the S&P 500 comparison uses SPY over the same window. Prices are a reference point, not a basis for trading decisions.