DAVEDave Inc.

Technology

$368.64+55% 1Y

$368.64

$155.9252 weeks$442.98

Is the price fair?

Good

Undemanding: modest expectations priced in and cheap vs its sector.

2 good, 1 without data

What the price assumes~−1% a year

Priced for a decline (~−1% a year). The price demands less than its three-year revenue growth of 40% a year, expectations look modest.

Vs sector (EV/EBIT)18.6×

Sector median 30.5× across 203 covered peers. EV/EBIT counts debt as part of the price, so a cash-rich and a borrowed company can be compared on the same footing.

All from derived, as of Jun 30, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)middle of the market

FCF yieldbetter than 76% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What DAVE's price assumes

Dave Inc. trades at 23.9× earnings against 33.9× for the median Software - Application name, cheaper than its own group.

23.9

Trailing P/E · Software - Application median 33.9 · cheaper than the typical name in its group

Price / sales: 6.38
Price / sales · today's price, trailing year to Jun 30, 2026
Free cash flow yield: 8.0%
Free cash flow yield · Software - Application median 6.9%
Growth the price implies: −0.54%
Growth the price implies · The price pays for −0.54% free cash flow growth a year for a decade; revenue has grown +40% a year over the last three.