DAVEDave Inc.

$371.91

Price

$371.91+94%1Y
1M-9.0%1Y+94%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Top tier
9/10
Value40
Quality97
Momentum75
Growth86
Strongest Quality, weakest Value · ranked vs Technology peers. The five questions below judge the company on its own terms.
What they do

Dave Inc. ("Dave," the "Company," "we," "us," or "our") is one of the nation's leading neobanks, providing a mobile-first financial services platform designed to help everyday Americans manage their money more effectively. We serve millions of Members who are often underserved by traditional financial institutions, offering them access to short-term liquidity, fee-free banking, and financial management tools at a fraction of the cost of incumbents.

In the company’s own words · 10-K filed Mar 2, 2026 · SEC EDGAR

P/E (TTM)24.1
Market Cap$4.00B
1Y Return+94%
5Y Return+18%

Business segments

Q1 2026 · $169.2M

The company’s own SEC segment disclosure.

  • Processing And Overdraft Service Fees Net$133.6M79%
  • Subscriptions$13.9M8%
  • Transaction Based$10.8M6%
  • Interchange Revenue Net$6.2M4%
  • Transaction Based Revenue Other Net$4.0M2%
  • Atm Revenue Net$659.0K0%
  • Other (1)$54.0K0%

Dave Inc. (DAVE) reported revenue of $171M in Q2 2026 (quarter ended June 30, 2026), up 30% from the same quarter a year earlier. That came with net income of $6.7M (3.9% of revenue). For the full year FY2025, revenue was $554M (+60% year on year) and net income $196M. Its largest product in 2026-Q1 was Processing And Overdraft Service Fees Net at $134M, 79% of the disclosed total, just ahead of Subscriptions at 8.2%.

Raw charts

10 series · TTM

As reported to the SEC, without any scoring.