DAVEDave Inc.
Price
+55%1YEnd-of-day closes, not the intraday tick.
More going right than wrong
Quality strong, nothing alarming, undemanding price, growing in the filings, the market undecided.
Dave Inc. ("Dave," the "Company," "we," "us," or "our") is one of the nation's leading neobanks, providing a mobile-first financial services platform designed to help everyday Americans manage their money more effectively. We serve millions of Members who are often underserved by traditional financial institutions, offering them access to short-term liquidity, fee-free banking, and financial management tools at a fraction of the cost of incumbents.
In the company’s own words · 10-K filed Mar 2, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Dave Inc. (DAVE) reported revenue of $171M in Q2 2026 (quarter ended Jun 30, 2026), up 30% from the same quarter a year earlier. That came with net income of $6.7M (3.9% of revenue). For the full year FY2025, revenue was $554M (+60% year on year) and net income $196M. Its largest product in Q2 2026 was Processing And Overdraft Service Fees Net at $145M, 80% of the disclosed total, well ahead of Subscriptions at 8.3%. The next results filing is expected around Nov 3, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Aug 14, 2026Director Resignation On August 12, 2026, Yadin Rozov notified Dave Inc. (the “Company”) of his decision to resign, for personal reasons, from the Board of Directors (the “Board”) of the Company, effective immediately.Director or officer change · Form 8-K
- Aug 5, 2026Dave Reports Second Quarter 2026 Financial Results.Earnings release · press release
- Mar 9, 20260% Convertible Senior Notes due 2031 On March 9, 2026, Dave Inc. (the “Company”) completed its previously disclosed private Rule 144A offering of $175 million aggregate principal amount of its 0% Convertible Senior Notes due 2031 (the “Base Notes”) at an issue price of 100%.Material agreement entered · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Q2 2026 · $181.5MThe company’s own SEC segment disclosure.
- Processing And Overdraft Service Fees Net$144.9M80%
- Subscriptions$15.1M8%
- Transaction Based$10.7M6%
- Interchange Revenue Net$6.0M3%
- Transaction Based Revenue Other Net$4.1M2%
- Atm Revenue Net$633.0K0%
- Other (1)$45.0K0%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
Software, Application
Ranks #22 of 96 by RyuScore