Is it safe?
Can DAVE take a bad year?
Dave Inc. carries $22M of net debt at 0.10× EBITDA: a load its earnings can carry.
$22M
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 0.10×
Net debt / EBITDA · 0.12× a year ago · the load is coming down
- Interest cover
- 30.6×
Interest cover · operating profit covers the interest bill several times over
- Annualised volatility
- 88%
Annualised volatility · three times the market's own swing
Details›
- Total debtQ2 2026
- $275M
- Cash and short-term investments
- $253M
- Net debt
- $22M
- EBITDA, trailing twelve months
- $230M
- Operating profit, trailing twelve months
- $222M
- Debt / equity
- 1.32×
- Total debt / EBITDA
- 1.20×
- Annualised volatilitytwo years of daily moves
- 88%
- Worst drawdown on file
- −99%
- Below its 52-week high
- −16%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software - Application
Ranks #17 of 90 by Smart Score