The financials
Dave Inc. by the numbers
Dave Inc. (DAVE) reported revenue of $171M in Q2 2026 (quarter ended June 30, 2026), up 30% from the same quarter a year earlier. That came with net income of $6.7M (3.9% of revenue). For the full year FY2025, revenue was $554M (+60% year on year) and net income $196M. Its largest product in 2026-Q1 was Processing And Overdraft Service Fees Net at $134M, 79% of the disclosed total, just ahead of Subscriptions at 8.2%.
| Income statement | Q2 2026 | Q2 2025 | Change |
|---|---|---|---|
| Revenue | $171M | $132M | +30% |
| Operating income | $52M | $41M | +27% |
| Net income | $6.7M | $9.0M | −26% |
| Diluted EPS | $0.49 | $0.62 | −21% |
| Product | Revenue | Share |
|---|---|---|
| Processing And Overdraft Service Fees Net | $134M | 79% |
| Subscriptions | $14M | 8.2% |
| Transaction Based | $11M | 6.4% |
| Interchange Revenue Net | $6.2M | 3.7% |
| Transaction Based Revenue Other Net | $4.0M | 2.3% |
| Atm Revenue Net | $659K | 0.4% |
| Other | $54K | 0.0% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q1 2026Total $169.2M (+4.3%)
Subscriptions grew +105% year on yearTips -100% year on year
Segment Latestquarter on quarteryear on year
- Processing And Overdraft Service Fees Net$133.6M$133.6MQoQ +3.4%year on year +60%+3.4%+60%
- Subscriptions$13.9M$13.9MQoQ +40%year on year +105%+40%+105%
- Transaction Based$10.8M$10.8MQoQ -5.8%year on year +6.9%-5.8%+6.9%
- Interchange Revenue Net$6.2M$6.2MQoQ +1.4%year on year +5.4%+1.4%+5.4%
- Transaction Based Revenue Other Net$4.0M$4.0MQoQ -15%year on year +15%-15%+15%
- Atm Revenue Net$659.0K$659.0KQoQ -8.2%year on year -17%-8.2%-17%
- Other$54.0K$54.0KQoQ -36%year on year -40%-36%-40%
- Processing And Service Fees Net--QoQ -year on year ---
- Tips$0.00$0.00QoQ -year on year -100%--100%
Software - Application
Ranks #17 of 90 by Smart Score