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How good a business is CHYM?
Chime Financial, Inc. keeps −43% of every revenue dollar as operating profit, against 8.2% for the median Software - Application name.
−43%
Operating margin · Software - Application median 8.2% · 12 months to Q1 2026
- Share count, year on year
- +508%
Share count, year on year · shareholders own a smaller slice than a year ago
- R&D as % of revenue
- 42%
R&D as % of revenue
- Gross margin
- 88%
Gross margin
| Year | Operating margin |
|---|---|
| FY2023 | −18% |
| FY2024 | −3.7% |
| FY2025 | −48% |
Details›
- Gross margin12 months to Q1 2026
- 88%
- Operating margin12 months to Q1 2026
- −43%
- Net margin12 months to Q1 2026
- −42%
- Free cash flow margin
- 1.3%
- R&D as % of revenue
- 42%
- Revenue, trailing twelve months
- $2.32B
- Free cash flow, trailing twelve months
- $30M
- Net income, trailing twelve months
- −$969M
Margins, capital and share counts from the statements as filed with the SEC; cash conversion from the cash flow statement.
Software - Application
Ranks #81 of 90 by Smart Score