CHYMChime Financial, Inc.

$33.15

$16.4452 weeks$33.15

Price

$33.15-2.1%1Y

1M+60%1Y-2.1%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Below average

3/10

Value31

Quality30

Momentum43

Growth73

Strongest Growth, weakest Quality · ranked vs Technology peers. The five questions below judge the company on its own terms.

What they do

Chime Financial, Inc. (“Chime” or the “Company”) is a financial technology company with a mission to unite everyday people to unlock their financial progress. Through its proprietary technology platform, Chime offers a suite of products that address members’ critical financial needs. The Company partners closely with multiple third-party bank partners to offer a broad suite of products across spending, liquidity, credit building, savings, and community.

In the company’s own words · 10-K filed Mar 6, 2026 · SEC EDGAR

P/E (TTM)-

Market Cap$6.71B

1Y Return-2.1%

5Y Return-

Business segments

Q2 2026 · $669.8M

The company’s own SEC segment disclosure.

Payments$430.0M64%
Platform Related$239.7M36%

Chime Financial, Inc. (CHYM) reported revenue of $647M in Q1 2026 (quarter ended March 31, 2026), up 25% from the same quarter a year earlier. That came with a gross margin of 90% and net income of $53M (8.3% of revenue). For the full year FY2025, revenue was $2.19B (+31% year on year) and net income −$1.01B. Its largest product in 2026-Q2 was Payments at $430M, 64% of the disclosed total, just ahead of Platform Related at 36%.

Raw charts

9 series · TTM

As reported to the SEC, without any scoring.

Software - Application

Ranks #81 of 90 by Smart Score

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