CHYMChime Financial, Inc.
Price
+27%1YEnd-of-day closes, not the intraday tick.
A mixed picture: the questions disagree
Quality mixed, nothing alarming, price roughly fair, growth steady, the market undecided.
Chime Financial, Inc. (“Chime” or the “Company”) is a financial technology company with a mission to unite everyday people to unlock their financial progress. Through its proprietary technology platform, Chime offers a suite of products that address members’ critical financial needs. The Company partners closely with multiple third-party bank partners to offer a broad suite of products across spending, liquidity, credit building, savings, and community.
In the company’s own words · 10-K filed Mar 6, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Chime Financial, Inc. (CHYM) reported revenue of $670M in Q2 2026 (quarter ended Jun 30, 2026), up 27% from the same quarter a year earlier. That came with a gross margin of 89% and net income of $28M (4.2% of revenue). For the full year FY2025, revenue was $2.19B (+31% year on year) and net income −$1.01B. Its largest product in Q2 2026 was Payments at $430M, 64% of the disclosed total, well ahead of Platform Related at 36%. The next results filing is expected around Nov 4, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Sep 8, 2026On September 8, 2026, Chime Financial, Inc., a Delaware corporation (“Chime” or the “Company”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Central Service Corporation, an Oklahoma corporation (“CSC”), and Clocktower Merger Sub, Inc., an Oklahoma corporation and a direct, wholly-owned …Material agreement entered · Form 8-K
- Aug 5, 2026On July 31, 2026, the Company committed to a reorganization (the “Plan”) to better align the Company’s personnel with its strategic priorities, improve operational efficiency, and position the Company for continued growth.Earnings release · Form 8-K
- May 6, 2026Share Repurchase Program On May 4, 2026, Chime’s board of directors approved an additional share repurchase authorization pursuant to which Chime may repurchase up to $200.0 million of its outstanding Class A common stock.Earnings release · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Jun 2026 · $669.8MThe company’s own SEC segment disclosure.
- Payments$430.0M64%
- Platform Related$239.7M36%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
Software, Application
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