CHYMChime Financial, Inc.

$30.08+27% 1Y

The financials

Chime Financial, Inc. by the numbers

Chime Financial, Inc. (CHYM) reported revenue of $670M in Q2 2026 (quarter ended Jun 30, 2026), up 27% from the same quarter a year earlier. That came with a gross margin of 89% and net income of $28M (4.2% of revenue). For the full year FY2025, revenue was $2.19B (+31% year on year) and net income −$1.01B. Its largest product in Q2 2026 was Payments at $430M, 64% of the disclosed total, well ahead of Platform Related at 36%. The next results filing is expected around Nov 4, 2026, the same week as a year ago.

Chime Financial, Inc. income statement, Q2 2026 against the same quarter a year earlier
Income statementQ2 2026Q2 2025Change
Revenue$670M$528M+27%
Gross profit$595M$461M+29%
Operating income$21M−$931Mto a profit
Net income$28M−$923Mto a profit
Diluted EPS$0.07−$7.29to a profit
Revenue by product, Q2 2026, as reported to the SEC
ProductRevenueShare
Payments$430M64%
Platform Related$240M36%

Business segments

Revenue split by product segment, from SEC XBRL filings.

Latest period: Jun 2026Total $669.8M (+3.5%)
Platform Related grew +48% year on yearPayments +17% year on year
  • Payments$430.0Mquarter on quarter -0.60%year on year +17%
  • Platform Related$239.7Mquarter on quarter +12%year on year +48%
Segment sum = 100% of reported consolidated revenue · Latest source: 10-Q filed Aug 6, 2026, SEC EDGAR