The financials
Chime Financial, Inc. by the numbers
Chime Financial, Inc. (CHYM) reported revenue of $647M in Q1 2026 (quarter ended March 31, 2026), up 25% from the same quarter a year earlier. That came with a gross margin of 90% and net income of $53M (8.3% of revenue). For the full year FY2025, revenue was $2.19B (+31% year on year) and net income −$1.01B. Its largest product in 2026-Q2 was Payments at $430M, 64% of the disclosed total, just ahead of Platform Related at 36%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $647M | $519M | +25% |
| Gross profit | $580M | $458M | +27% |
| Operating income | $46M | $9.1M | +405% |
| Net income | $53M | $13M | +313% |
| Diluted EPS | $0.13 | $0.00 | n/a |
| Product | Revenue | Share |
|---|---|---|
| Payments | $430M | 64% |
| Platform Related | $240M | 36% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $669.8M (+3.5%)
Platform Related grew +48% year on yearPayments +17% year on year
Segment Latestquarter on quarteryear on year
- Payments$430.0M$430.0MQoQ -0.60%year on year +17%-0.60%+17%
- Platform Related$239.7M$239.7MQoQ +12%year on year +48%+12%+48%
Software - Application
Ranks #81 of 90 by Smart Score