PGYPagaya Technologies Ltd.

Technology

$18.22-57% 1Y

$18.22

$10.6452 weeks$41.30

Is the price fair?

Good

Undemanding: modest expectations priced in and cheap vs its sector.

2 good, 1 without data

What the price assumes~−13% a year

Priced for a decline (~−13% a year). The price demands less than its three-year revenue growth of 24% a year, expectations look modest.

Vs sector (EV/EBIT)3.7×

Sector median 30.5× across 203 covered peers. EV/EBIT counts debt as part of the price, so a cash-rich and a borrowed company can be compared on the same footing.

All from derived, as of Jun 30, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)better than 77% of the market

FCF yieldtop 2% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What PGY's price assumes

Pagaya Technologies Ltd. trades at 13.2× earnings against 34.2× for the median Software - Infrastructure name, cheaper than its own group.

13.2

Trailing P/E · Software - Infrastructure median 34.2 · cheaper than the typical name in its group

Price / sales: 0.92
Price / sales · today's price, trailing year to Jun 30, 2026
Free cash flow yield: 20%
Free cash flow yield · Software - Infrastructure median 5.3%
Growth the price implies: −13%
Growth the price implies · The price pays for −13% free cash flow growth a year for a decade; revenue has grown +24% a year over the last three.