PGYPagaya Technologies Ltd.

$22.41

Price

$22.41-27%1Y
1M+38%1Y-27%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average
8/10
Value68
Quality78
Momentum55
Growth35
Strongest Quality, weakest Growth · ranked vs Technology peers. The five questions below judge the company on its own terms.
What they do

We are a product-focused technology company that deploys sophisticated data science and proprietary, AI-powered technology to enable better outcomes for financial institutions, their existing and potential customers, and institutional or sophisticated investors. Since our inception, our network has processed more than $3.6 trillion in loan applications across our consumer credit asset classes. We believe the combination of high application volume and real-time data flow enables us to enhance the accuracy and predictive power of our Al technology and rapidly adjust to evolving market conditions and consumer trends.

In the company’s own words · 10-K filed Mar 2, 2026 · SEC EDGAR

P/E (TTM)16.2
Market Cap$1.29B
1Y Return-27%
5Y Return-81%

Business segments

Q1 2026 · $299.0M

The company’s own SEC segment disclosure.

  • Network AI Fees$266.9M89%
  • Financial Service$32.1M11%

Pagaya Technologies Ltd. (PGY) reported revenue of $387M in Q2 2026 (quarter ended June 30, 2026), up 19% from the same quarter a year earlier. That came with a gross margin of 43% and net income of $45M (12% of revenue). For the full year FY2025, revenue was $1.30B (+26% year on year) and net income $81M. Its largest product in 2026-Q1 was Network AI Fees at $267M, 89% of the disclosed total, just ahead of Financial Service at 11%.

Raw charts

10 series · TTM

As reported to the SEC, without any scoring.