Is it safe?
Can PGY take a bad year?
Pagaya Technologies Ltd. carries $3.7M of net debt at 0.01× EBITDA: a load its earnings can carry.
$3.7M
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 0.01×
Net debt / EBITDA · 2.97× a year ago · the load is coming down
- Debt / equity
- 0.43×
Debt / equity
- Annualised volatility
- 92%
Annualised volatility · three times the market's own swing
Details›
- Total debtQ2 2026
- $253M
- Cash and short-term investments
- $249M
- Net debt
- $3.7M
- EBITDA, trailing twelve months
- $368M
- Operating profit, trailing twelve months
- $345M
- Debt / equity
- 0.43×
- Total debt / EBITDA
- 0.69×
- Annualised volatilitytwo years of daily moves
- 92%
- Worst drawdown on file
- −98%
- Below its 52-week high
- −49%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software - Infrastructure
Ranks #40 of 78 by Smart Score