OSBCOld Second Bancorp, Inc.

$24.60+39% 1Y

Is the price fair?

Mixed

In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 neutral, 2 without data
Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 14.0 vs a 10.3 median over 41 quarters (+36% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)better than 75% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What OSBC's price assumes

Old Second Bancorp, Inc. trades at 14.0× earnings against 11.8× for the median Banks - Regional name, more expensive than its own group.

14.0

Trailing P/E · Banks - Regional median 11.8 · 1.18× the median: the market pays up for this one

Price / sales
2.96

Price / sales · as of 2026-Q2

Price / book
1.33

Price / book · as of 2026-Q2

EV / sales
3.60

EV / sales

Details›
Price / bookas of 2026-Q2
1.33
EV / salesas of 2026-Q2
3.60
Financial Services median P/E625 names
12.1
Banks - Regional median P/E234 names
11.8
Market capitalisation
$1.18B
What the market has paid for these earnings: 41 quarters of its own multiple × $1.76 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$15.52
Its own P/E history, median$18.05
Its own P/E history, upper quartile$30.54
52-week range$16.53 – $25.89
Today$24.60

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.