OSBCOld Second Bancorp, Inc.
Is the price fair?
In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
In its normal range: P/E 14.0 vs a 10.3 median over 41 quarters (+36% vs median).
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What OSBC's price assumes
Old Second Bancorp, Inc. trades at 14.0× earnings against 11.8× for the median Banks - Regional name, more expensive than its own group.
Trailing P/E · Banks - Regional median 11.8 · 1.18× the median: the market pays up for this one
- Price / sales
- 2.96
Price / sales · as of 2026-Q2
- Price / book
- 1.33
Price / book · as of 2026-Q2
- EV / sales
- 3.60
EV / sales
Details›
- Price / bookas of 2026-Q2
- 1.33
- EV / salesas of 2026-Q2
- 3.60
- Financial Services median P/E625 names
- 12.1
- Banks - Regional median P/E234 names
- 11.8
- Market capitalisation
- $1.18B
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $15.52 |
| Its own P/E history, median | $18.05 |
| Its own P/E history, upper quartile | $30.54 |
| 52-week range | $16.53 – $25.89 |
| Today | $24.60 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Banks, Regional
The closest names by size in the same industry