HBTHBT Financial, Inc.

$35.58

Price

$35.58+52%1Y
1M+9.3%1Y+52%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Average
5/10
Value31
Quality54
Momentum74
Growth63
Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

HBT Financial, Inc. (the “Company” or "HBT Financial"), a Delaware corporation incorporated in 1982, is a bank holding company headquartered in Bloomington, Illinois that has elected to be regulated as a financial holding company. As of December 31, 2025, we had total assets of $5.1 billion, loans held for investment of $3.5 billion, and total deposits of $4.4 billion. Through our bank subsidiary, Heartland Bank and Trust Company (“Heartland Bank” or the “Bank”), we provide a comprehensive suite of financial products and services to consumers, businesses, and municipal entities throughout Illinois and eastern Iowa.

In the company’s own words · 10-K filed Mar 6, 2026 · SEC EDGAR

P/E (TTM)16.3
Market Cap$1.10B
1Y Return+52%
5Y Return+165%

Business segments

Q2 2026 · $9.8M

The company’s own SEC segment disclosure.

  • Wealth Management Fees$3.9M40%
  • Card Income$3.4M35%
  • Service Charges On Deposit Accounts$2.5M25%

HBT Financial, Inc. (HBT) reported revenue of $72M in Q1 2026 (quarter ended March 31, 2026), up 14% from the same quarter a year earlier. That came with net income of $11M (16% of revenue). For the full year FY2025, revenue was $256M (+1.6% year on year) and net income $77M. Its largest product in 2026-Q2 was Wealth Management Fees at $3.9M, 40% of the disclosed total, just ahead of Card Income at 35%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.