OSBCOld Second Bancorp, Inc.

$25.25

$16.5352 weeks$25.90

Price

$25.25+54%1Y

1M+7.4%1Y+54%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Average

6/10

Value29

Quality64

Momentum73

Growth81

Strongest Growth, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.

What they do

Old Second National Bank (the “Bank”) is a national banking association headquartered in Aurora, Illinois, that operates through 55 banking centers located in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle and Will counties in Illinois.

In the company’s own words · 10-K filed Feb 26, 2026 · SEC EDGAR

P/E (TTM)14.8

Market Cap$1.13B

1Y Return+54%

5Y Return+136%

Business segments

Q2 2026 · $7.3M

The company’s own SEC segment disclosure.

Fiduciary And Trust$3.6M49%
Deposit Account$3.1M42%
Mortgage Servicing$464.0K6%
Mortgage Banking$166.0K2%

Old Second Bancorp, Inc. (OSBC) reported revenue of $98M in Q1 2026 (quarter ended March 31, 2026), up 34% from the same quarter a year earlier. That came with net income of $26M (26% of revenue). For the full year FY2025, revenue was $355M (+19% year on year) and net income $80M. Its largest product in 2026-Q2 was Fiduciary And Trust at $3.6M, 49% of the disclosed total, just ahead of Deposit Account at 42%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.

Banks - Regional

Ranks #79 of 138 by Smart Score

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