The financials
Old Second Bancorp, Inc. by the numbers
Old Second Bancorp, Inc. (OSBC) reported revenue of $98M in Q1 2026 (quarter ended March 31, 2026), up 34% from the same quarter a year earlier. That came with net income of $26M (26% of revenue). For the full year FY2025, revenue was $355M (+19% year on year) and net income $80M. Its largest product in 2026-Q2 was Fiduciary And Trust at $3.6M, 49% of the disclosed total, just ahead of Deposit Account at 42%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $98M | $74M | +34% |
| Net income | $26M | $20M | +29% |
| Diluted EPS | $0.48 | $0.43 | +12% |
| Product | Revenue | Share |
|---|---|---|
| Fiduciary And Trust | $3.6M | 49% |
| Deposit Account | $3.1M | 42% |
| Mortgage Servicing | $464K | 6.3% |
| Mortgage Banking | $166K | 2.3% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $7.3M (+2.9%)
Mortgage Banking grew +98% year on yearMortgage Servicing -1.7% year on year
Segment Latestquarter on quarteryear on year
- Fiduciary And Trust$3.6M$3.6MQoQ +7.2%year on year +17%+7.2%+17%
- Deposit Account$3.1M$3.1MQoQ -1.6%year on year +0.49%-1.6%+0.49%
- Mortgage Servicing$464.0K$464.0KQoQ -6.6%year on year -1.7%-6.6%-1.7%
- Mortgage Banking$166.0K$166.0KQoQ +37%year on year +98%+37%+98%