WABCWestamerica Bancorporation
Price
+23%1YEnd-of-day closes, not the intraday tick.
A mixed picture: the questions disagree
Quality shaky, no red flags, price roughly fair, growth fading, the market undecided.
Westamerica Bancorporation is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (“BHCA”). Its legal headquarters are located at 1108 Fifth Avenue, San Rafael, California 94901. Its principal administrative offices are located at 4550 Mangels Boulevard, Fairfield, California 94534, its telephone number is (707) 863-6000 and its website address is www.westamerica.com. The Company provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the “Bank”).
In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Westamerica Bancorporation (WABC) reported revenue of $56M in Q2 2026 (quarter ended Jun 30, 2026), down 2.9% from the same quarter a year earlier. That came with net income of $27M (49% of revenue). For the full year FY2025, revenue was $231M (−14% year on year) and net income $116M. Its largest product in Q2 2026 was Deposit Account at $3.4M, 35% of the disclosed total, just ahead of Credit Card Merchant Discount at 30%. The next results filing is expected around Oct 15, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Jul 23, 2026Westamerica Bancorporation Declares Quarterly Cash Dividend.Other event · press release
- Jul 16, 2026Westamerica Bancorporation Reports Second Quarter 2026 Financial Results.Earnings release · press release
- Apr 24, 2026Westamerica Bancorporation Increases Stock Repurchase Plan Authorization.Other event · press release
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Jun 2026 · $9.6MThe company’s own SEC segment disclosure.
- Deposit Account$3.4M35%
- Credit Card Merchant Discount$2.8M30%
- Debit Card$1.5M15%
- Fiduciary And Trust$965.0K10%
- ATM Processing Fees$484.0K5%
- Financial Service Other$445.0K5%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
Banks, Regional
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