Price
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Smart Score
AverageWestamerica Bancorporation is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (“BHCA”). Its legal headquarters are located at 1108 Fifth Avenue, San Rafael, California 94901. Its principal administrative offices are located at 4550 Mangels Boulevard, Fairfield, California 94534, its telephone number is (707) 863-6000 and its website address is www.westamerica.com. The Company provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the “Bank”).
In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR
Business segments
Q2 2026 · $9.6MThe company’s own SEC segment disclosure.
- Deposit Account$3.4M35%
- Credit Card Merchant Discount$2.8M30%
- Debit Card$1.5M15%
- Fiduciary And Trust$965.0K10%
- ATM Processing Fees$484.0K5%
- Financial Service Other$445.0K5%
Westamerica Bancorporation (WABC) reported revenue of $56M in Q1 2026 (quarter ended March 31, 2026), down 6.3% from the same quarter a year earlier. That came with net income of $27M (49% of revenue). For the full year FY2025, revenue was $231M (−14% year on year) and net income $116M. Its largest product in 2026-Q2 was Deposit Account at $3.4M, 35% of the disclosed total, just ahead of Credit Card Merchant Discount at 30%.
Raw charts
8 series · TTMAs reported to the SEC, without any scoring.