Mechanics Bancorp is +14% over the past year while the S&P 500 is +18%: 4.2 points behind the market. 1-year return: +14% (S&P 500 +18%). vs 200-day average: −2.3%, below trend, but not far. RSI (14): 20, oversold, sold harder than it has been bought. Below its 52-week high: 17%.

MCHBMechanics Bancorp

Financial Services

$14.27+14% 1Y

$14.27

$11.8552 weeks$17.16

What is the market doing?

Mixed

No clear lean: rangebound and lightly shorted.

2 neutral, 1 without data

TrendRangeboundderived · Oct 9, 2026

Rangebound, no clear trend. Oversold (RSI 20). Price is −2% vs its 200-day average.

Short interest1.8% of sharesFINRA · Sep 15, 2026

Lightly shorted, settled Sep 15, 2026, more than a week of normal trading to cover, a crowded exit.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

1-year returnmiddle of the market

vs 200-day avgmiddle of the market

Where this answer is blind. Insider selling is often routine (taxes, diversification); only cluster buying is a strong tell.

How MCHB is trading

Mechanics Bancorp is +14% over the past year while the S&P 500 is +18%: 4.2 points behind the market.

+14%

1-year return · S&P 500 +18%

vs 200-day average: −2.3%
vs 200-day average · below trend, but not far
RSI (14): 20
RSI (14) · oversold, sold harder than it has been bought
Below its 52-week high: 17%
Below its 52-week high

Sep 18, 2024$7.88 – $17.16 · dashed line: 200-day averageOct 9, 2026

Details›

Last close2026-10-09: $14.27
1 monthS&P 500 +2.7%: −7.5%
1 yearS&P 500 +18%: +14%
5 yearsS&P 500 +88%: −53%
vs 50-day average$15.76: −9.5%
52-week high: $17.16
52-week low: $11.85
Annualised volatility: 47%
Insider buying, net, 6 monthsForms 3/4/5 to 2026-10-08: −$30

Calendar-year price return
Year	Return
2026 (year to date)	+5.2%
2025	+30%
2024	+11%
2023	−61%
2022	−45%
2021	+58%
2020	+1.4%
2019	+60%
2018	−27%
2017	−8.4%

Average return by calendar month, 2016–2026
Month	Years	Positive	Average
Jan	10	5 of 10	+2.0%
Feb	10	5 of 10	+1.4%
Mar	10	5 of 10	−2.4%
Apr	10	3 of 10	−8.5%
May	10	7 of 10	−3.8%
Jun	10	8 of 10	+3.3%
Jul	11	8 of 11	+9.5%
Aug	11	6 of 11	+2.8%
Sep	11	3 of 11	−5.0%
Oct	11	6 of 11	−3.0%
Nov	10	10 of 10	+12%
Dec	10	6 of 10	+4.5%

End-of-day closes from IEX; the S&P 500 comparison uses SPY over the same window. Prices are a reference point, not a basis for trading decisions.

Banks, Regional

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