CBUCommunity Financial System, Inc.

$63.21

$52.4452 weeks$71.09

Price

$63.21+22%1Y

1M-5.2%1Y+22%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Below average

4/10

Value18

Quality60

Momentum62

Growth42

Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.

What they do

Community Financial System, Inc. (the “Company”) is a registered financial holding company which wholly-owns two significant consolidated subsidiaries: Community Bank, N.A. (the “Bank” or “CBNA”), and Benefit Plans Administrative Services, Inc. (“BPAS”).

In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR

P/E (TTM)15.3

Market Cap$3.28B

1Y Return+22%

5Y Return+3.7%

Community Financial System, Inc. (CBU) reported revenue of $180M in Q1 2026 (quarter ended March 31, 2026), up 7.4% from the same quarter a year earlier. That came with net income of $57M (32% of revenue). For the full year FY2025, revenue was $699M (+8.7% year on year) and net income $210M.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.

Banks - Regional

Ranks #122 of 138 by Smart Score

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