CBUCommunity Financial System, Inc.

$58.61-1.0% 1Y

Is it safe?

Mixed

Nothing alarming, nothing pristine: insiders buying and typical volatility.

1 good, 1 neutral, 4 without data
Insider conviction+$75KSEC EDGAR · Oct 8, 2026

Multiple insiders bought with their own money (net +$75K, 90 days to Oct 8, 2026). SEC Form 4 filings: officers and directors must report their own trades within two business days.

Drawdown risk28% volderived · Oct 9, 2026

Moderate price swings, typical volatility. Worst drawdown -51% · now 18% below its 52-week high.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybetter than 80% of the market
Max drawdownbetter than 75% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can CBU take a bad year?

The deepest fall in CBU's price history on file is −51%; it is 18% below its high today.

−51%

Worst drawdown on file · −18% today

Annualised volatility
28%

Annualised volatility · about as steady as the market itself

Details›
Annualised volatilitytwo years of daily moves
28%
Worst drawdown on file
−51%
Below its 52-week high
18%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.