ZGZillow Group, Inc.

$29.86-64% 1Y

Is it safe?

Mixed

Forensics clean, with a caveat: a safe balance sheet and clean books, but big price swings.

3 good, 1 to watch, 2 neutral
SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality6 / 9

Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Insider conviction-$1.3M

Insiders were net sellers (-$1.3M, 90 days to Oct 8, 2026), selling is often routine.

Credit gradeAAderived · Jun 30, 2026

Net cash and profitable. A rule of thumb on leverage, not a credit rating.

Drawdown risk48% volderived · Oct 9, 2026

Large price swings, high volatility. Worst drawdown -87% · now 62% below its 52-week high.

Unless marked, from SEC EDGAR, as of Dec 31, 2025.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitymiddle of the market
Max drawdownbehind 83% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can ZG take a bad year?

Zillow Group, Inc. holds $217M more cash than debt, so a bad year is a question about profits, not about lenders.

$217M

Net cash

Net debt / EBITDA
net cash

Net debt / EBITDA · no net borrowings to measure against earnings

Altman Z-score
5.28

Altman Z-score · safe zone, above 3

Interest cover
0.67×

Interest cover · operating profit does not cover the interest bill

Details›
Total debtQ2 2026
$465M
Cash and short-term investments
$682M
Net cash
$217M
EBITDA, trailing twelve months
$185M
Operating profit, trailing twelve months
$12M
Debt / equity
0.11×
Total debt / EBITDA
2.51×
Annualised volatilitytwo years of daily moves
48%
Worst drawdown on file
−87%
Below its 52-week high
62%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.