Is it safe?
Solid, nothing alarming: clean books, but heavy debt (BB) and big price swings.
Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$544K, 90 days to Oct 8, 2026), selling is often routine.
Moderately leveraged. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -85% · now 50% below its 52-week high.
Unless marked, from SEC EDGAR, as of Jan 31, 2026.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can RH take a bad year?
RH carries $2.26B of net debt at 4.50× EBITDA: a heavy load to carry through a bad year.
Net debt · as at Q2 2026 · over four years of earnings before interest, tax and depreciation, heavy
- Net debt / EBITDA
- 4.50×
Net debt / EBITDA · 5.09× a year ago · the load is coming down
- Debt / equity
- 19.8×
Debt / equity
- Annualised volatility
- 71%
Annualised volatility · three times the market's own swing
Details›
- Total debtQ2 2026
- $2.39B
- Cash and short-term investments
- $125M
- Net debt
- $2.26B
- EBITDA, trailing twelve months
- $503M
- Operating profit, trailing twelve months
- $344M
- Debt / equity
- 19.8×
- Total debt / EBITDA
- 4.75×
- Annualised volatilitytwo years of daily moves
- 71%
- Worst drawdown on file
- −85%
- Below its 52-week high
- 50%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.