SBHSally Beauty Holdings, Inc.

Consumer Cyclical

$15.90+2.5% 1Y

$15.90

$11.8252 weeks$17.18

Is it safe?

Mixed

Forensics clean, with a caveat: a safe balance sheet and clean books, but big price swings.

3 good, 1 to watch, 1 neutral, 1 without data

SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality8 / 9

High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Credit gradeAderived · Jun 30, 2026

Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.

Drawdown risk48% volderived · Oct 9, 2026

Large price swings, high volatility. Worst drawdown -78% · now 7% below its 52-week high.

Unless marked, from SEC EDGAR, as of Sep 30, 2025.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitymiddle of the market

Max drawdownbehind 70% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can SBH take a bad year?

Sally Beauty Holdings, Inc. carries $634M of net debt at 1.53× EBITDA: a load its earnings can carry.

$634M

Net debt · as at Q3 2026 · under two and a half years of EBITDA, comfortable

Net debt / EBITDA: 1.53×
Net debt / EBITDA · 1.79× a year ago · the load is coming down
Altman Z-score: 2.80
Altman Z-score · grey zone, between 1.8 and 3
Debt / equity: 0.93×
Debt / equity