NBTBNBT Bancorp Inc.

$50.08+19% 1Y

What is the market doing?

Mixed

No clear lean: rangebound and insiders net selling (often routine).

3 neutral
TrendRangeboundderived · Oct 9, 2026

Choppy, but holding above its 200-day average. Price is +8% vs its 200-day average.

Insider conviction−$731K (90 days to Oct 8, 2026)SEC EDGAR · Oct 8, 2026

Insiders were net sellers over the 90 days ending Oct 8, 2026; selling is often routine (taxes, diversification).

Short interest4.6% of sharesFINRA · Sep 15, 2026

Moderately shorted, settled Sep 15, 2026, more than a week of normal trading to cover, a crowded exit.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

1-year returnmiddle of the market
vs 200-day avgbetter than 71% of the market

Where this answer is blind. Insider selling is often routine (taxes, diversification); only cluster buying is a strong tell.

How NBTB is trading

NBT Bancorp Inc. is +19% over the past year while the S&P 500 is +18%: 0.44 points ahead of the market.

+19%

1-year return · S&P 500 +18%

vs 200-day average
+8.4%

vs 200-day average · close to trend

RSI (14)
41

RSI (14) · neutral

Below its 52-week high
6.9%

Below its 52-week high

Sep 18, 2024$36.48 – $53.77 · dashed line: 200-day averageOct 9, 2026
Details›
Last close2026-10-09
$50.08
1 monthS&P 500 +2.7%
−3.0%
1 yearS&P 500 +18%
+19%
5 yearsS&P 500 +88%
+73%
vs 50-day average$51.78
−3.3%
52-week high
$53.77
52-week low
$38.27
Annualised volatility
27%
Insider buying, net, 6 monthsForms 3/4/5 to 2026-10-08
−$2.1M
Calendar-year price return
YearReturn
2026 (year to date)+23%
2025−10%
2024+18%
2023−0.10%
2022+16%
2021+24%
2020−18%
2019+21%
2018−3.5%
2017−9.9%
Average return by calendar month, 2016–2026
MonthYearsPositiveAverage
Jan105 of 10−2.1%
Feb104 of 10+0.21%
Mar104 of 10−3.2%
Apr105 of 10−0.14%
May106 of 10+1.3%
Jun107 of 10+0.89%
Jul117 of 11+5.9%
Aug116 of 11−0.56%
Sep114 of 11−2.4%
Oct118 of 11+3.8%
Nov108 of 10+5.6%
Dec106 of 10+1.6%

End-of-day closes from IEX; the S&P 500 comparison uses SPY over the same window. Prices are a reference point, not a basis for trading decisions.