Is it safe?
Can HUM take a bad year?
Humana holds $7.97B more cash than debt, so a bad year is a question about profits, not about lenders.
$7.97B
Net cash
- Net debt / EBITDA
- net cash
Net debt / EBITDA · no net borrowings to measure against earnings
- Altman Z-score
- 4.91
Altman Z-score · safe zone, above 3
- Interest cover
- 3.68×
Interest cover · operating profit covers the interest bill, with room to spare
Details›
- Total debtQ1 2026
- $14.0B
- Cash and short-term investments
- $22.0B
- Net cash
- $7.97B
- EBITDA, trailing twelve months
- $3.12B
- Operating profit, trailing twelve months
- $2.44B
- Debt / equity
- 0.75×
- Total debt / EBITDA
- 4.48×
- Annualised volatilitytwo years of daily moves
- 47%
- Worst drawdown on file
- −70%
- Below its 52-week high
- −4.1%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Healthcare Plans
Ranks #9 of 11 by Smart Score