CVSCVS Health

$94.30

Is it safe?

Can CVS take a bad year?

CVS Health carries $47.5B of net debt at 3.70× EBITDA: a load its earnings can carry.

$47.5B

Net debt · as at Q2 2026 · between two and four years of EBITDA, normal for a stable business

Net debt / EBITDA
3.70×

Net debt / EBITDA · 3.85× a year ago · the load is coming down

Altman Z-score
2.35

Altman Z-score · grey zone, between 1.8 and 3

Interest cover
2.67×

Interest cover · operating profit covers the interest bill, with room to spare

Details
Total debtQ2 2026
$61.4B
Cash and short-term investments
$14.0B
Net debt
$47.5B
EBITDA, trailing twelve months
$12.8B
Operating profit, trailing twelve months
$8.29B
Debt / equity
0.77×
Total debt / EBITDA
4.79×
Annualised volatilitytwo years of daily moves
35%
Worst drawdown on file
−57%
Below its 52-week high
−15%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.