HUMHumana

$391.02

Is the price fair?

What HUM's price assumes

Humana trades at 41.7× earnings against 25.3× for the median Healthcare Plans name, more expensive than its own group.

41.7

Trailing P/E · Healthcare Plans median 25.3 · 1.65× the median: the market pays up for this one

Price / sales
0.15

Price / sales · as of 2026-Q1

Free cash flow yield
2.9%

Free cash flow yield · Healthcare Plans median 6.5%

Growth the price implies
+13%

Growth the price implies · The price pays for +13% free cash flow growth a year for a decade; the business has delivered −50% a year over the last three.

Details
Price / book2026-Q1
1.13
EV / EBIToperating margin 1.8%: the multiple describes the denominator
not meaningful
EV / sales2026-Q1
0.21
Healthcare median P/E362 names
31.5
Healthcare Plans median P/E11 names
25.3
Free cash flow, trailing twelve months
$1.27B
Market capitalisation
$43.3B
3-year revenue growth
+13%
3-year free cash flow growth
−50%
What the market has paid for these earnings: 37 quarters of its own multiple × $9.37 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$162.91
Its own P/E history, median$184.19
Its own P/E history, upper quartile$208.31
52-week range$162.84 – $407.89
Today$391.02

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.