The financials
German American Bancorp, Inc. by the numbers
German American Bancorp, Inc. (GABC) reported revenue of $106M in Q1 2026 (quarter ended March 31, 2026), up 9.9% from the same quarter a year earlier. That came with net income of $33M (31% of revenue). For the full year FY2025, revenue was $420M (+44% year on year) and net income $113M. Its largest product in 2026-Q2 was Other at $12M, 45% of the disclosed total, just ahead of Interchange Fee Income at 20%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $106M | $96M | +9.9% |
| Net income | $33M | $11M | +215% |
| Diluted EPS | $0.88 | $0.30 | +193% |
| Product | Revenue | Share |
|---|---|---|
| Other | $12M | 45% |
| Interchange Fee Income | $5.3M | 20% |
| Wealth Management Fees | $5.0M | 19% |
| Service Chargeon Deposit Accounts | $4.0M | 15% |
| Other Operating Income Safe Deposit Box Rentals And Other Non Interest Related Fees | $381K | 1.4% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $26.9M (+8.8%)
Wealth Management Fees grew +20% year on yearInterchange Fee Income +5.4% year on year
Segment Latestquarter on quarteryear on year
- Other$12.2M$12.2MQoQ +8.5%year on year +8.0%+8.5%+8.0%
- Interchange Fee Income$5.3M$5.3MQoQ +12%year on year +5.4%+12%+5.4%
- Wealth Management Fees$5.0M$5.0MQoQ +11%year on year +20%+11%+20%
- Service Chargeon Deposit Accounts$4.0M$4.0MQoQ +4.2%year on year +7.4%+4.2%+7.4%
- Other Operating Income Safe Deposit Box Rentals And Other Non Interest Related Fees$381.0K$381.0KQoQ -1.0%year on year +17%-1.0%+17%
- Insurance--QoQ -year on year ---