GABCGerman American Bancorp, Inc.

$49.61

Price

$49.61+34%1Y
1M+4.0%1Y+34%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average
8/10
Value51
Quality71
Momentum65
Growth69
Strongest Quality, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

German American Bancorp, Inc. is a Nasdaq-listed (symbol: GABC) financial holding company based in Jasper, Indiana. German American, through its banking subsidiary German American Bank, operates 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank, a Division of German American Bank.

In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR

P/E (TTM)13.7
Market Cap$1.69B
1Y Return+34%
5Y Return+52%

Business segments

Q2 2026 · $26.9M

The company’s own SEC segment disclosure.

  • Other$12.2M45%
  • Interchange Fee Income$5.3M20%
  • Wealth Management Fees$5.0M19%
  • Service Chargeon Deposit Accounts$4.0M15%
  • Other Operating Income Safe Deposit Box Rentals And Other Non Interest Related Fees$381.0K1%

German American Bancorp, Inc. (GABC) reported revenue of $106M in Q1 2026 (quarter ended March 31, 2026), up 9.9% from the same quarter a year earlier. That came with net income of $33M (31% of revenue). For the full year FY2025, revenue was $420M (+44% year on year) and net income $113M. Its largest product in 2026-Q2 was Other at $12M, 45% of the disclosed total, just ahead of Interchange Fee Income at 20%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.