OCFCOceanFirst Financial Corp.

$19.01

Price

$19.01+20%1Y
1M-2.5%1Y+20%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Below average
3/10
Value29
Quality39
Momentum41
Growth30
Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

The Bank is a regional community bank offering a wide variety of financial products and services to meet the needs of customers in the communities it serves. At December 31, 2025, the Bank primarily operated its business through its headquarters located in Toms River, New Jersey, its administrative office located in Red Bank, New Jersey and 41 branch offices and various deposit production facilities located throughout central and southern New Jersey and major metropolitan areas of New York City and Philadelphia.

In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR

P/E (TTM)16.3
Market Cap$1.04B
1Y Return+20%
5Y Return+23%

Business segments

Q2 2026 · $3.8M

The company’s own SEC segment disclosure.

  • Deposit Account$3.4M90%
  • Investment Advisory Management And Administrative Service$384.0K10%

OceanFirst Financial Corp. (OCFC) reported revenue of $168M in Q1 2026 (quarter ended March 31, 2026), up 9.5% from the same quarter a year earlier. That came with net income of $21M (12% of revenue). For the full year FY2025, revenue was $642M (+0.0% year on year) and net income $71M. Its largest product in 2026-Q2 was Deposit Account at $3.4M, 90% of the disclosed total, just ahead of Investment Advisory Management And Administrative Service at 10%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.