The financials
City Holding Company by the numbers
City Holding Company (CHCO) reported revenue of $79M in Q1 2026 (quarter ended March 31, 2026), up 1.8% from the same quarter a year earlier. That came with net income of $32M (40% of revenue). For the full year FY2025, revenue was $321M (+4.8% year on year) and net income $130M. Its largest product in 2026-Q2 was Deposit Account at $7.9M, 42% of the disclosed total, just ahead of Debit Card at 40%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $79M | $77M | +1.8% |
| Net income | $32M | $30M | +4.6% |
| Diluted EPS | $2.20 | $2.06 | +6.8% |
| Product | Revenue | Share |
|---|---|---|
| Deposit Account | $7.9M | 42% |
| Debit Card | $7.5M | 40% |
| Fiduciary And Trust | $3.5M | 18% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $18.9M (+7.7%)
Fiduciary And Trust grew +14% year on yearDebit Card +4.4% year on year
Segment Latestquarter on quarteryear on year
- Deposit Account$7.9M$7.9MQoQ +7.5%year on year +5.2%+7.5%+5.2%
- Debit Card$7.5M$7.5MQoQ +9.6%year on year +4.4%+9.6%+4.4%
- Fiduciary And Trust$3.5M$3.5MQoQ +4.0%year on year +14%+4.0%+14%